Now, we have been told Tricare will not cover the massive bill and our lives have been a roller coaster ride. Medicare denied the claim and Tricare refuses to cover the treatments already rendered. We have lost this battle.
Tricare agents told us numerous times that the treatments would be covered once Medicare changed their denial code. However, now, we are being told different. A “Customer Care Agent” at Tricare did some digging and found out that the agency only covers the use of HBOT for the diagnosis of TBI for active duty. I am beyond upset. Tricare agents told us the wrong information over and over. We have tried to get legal help through Veteran’s Counsel but they can’t help us. We are stuck with the bill.
I have a wounded warrior wife friend who knows how to handle these issues and she graciously offered to help me write letters and keep sane. We wrote a demand letter to the hospital that treated him and asked for a settlement. We gave them 10 days to respond, but that day, September 6th has come and gone with no response. Our account has been sent to a collection agency. We were given no notice that this would happen. We were told repeatedly that the hospital was holding the account until we exhausted all the appeal processes. I hope every day that I will hear something, but I don’t.
I have contacted our congressman and he is trying to help. He has told us that he has made the appropriate phone calls and he will provide more information when he has it. If this doesn’t work I have no idea how we are going to pay the bill.
It is hard to not feel bitter, enraged, cheated, lied to and left high and dry for a bill that should be covered since Bryan sacrificed so much for this country. We received a grant from Healing Heroes Network to pay off the doctor’s portion of the bill. It was originally a much higher bill but once he found out it wasn’t being paid by insurance he reduced the bill. I can’t expect, nor would I ask, for non-profits to pay for a bill this enormous. This wrecks our plans, our financial stability and Bryan’s credit.
It is hard to not feel resentment that his injuries were not taken care of. This treatment gave us hope and our marriage back. We will work it out, we always do and we have one more person that might be able to help. I just feel disgusted. I feel like running away from this $20,924.00 bill.















7 comments:
This pisses me off to no end.
As a former provider, we were denied probably millions in unpaid claims by Medicare and Medicaid over the course of twenty year career.
You got caught in an unending mill of misinformation simply because someone at the authorization center at TriCare didn't do enough digging, and what's worse...subsequent people didn't either. Were it not for the one person willing to do the digging (and really, I've seen those authorization books & rules, it's not that hard), you'd still be on the governmental treadmill.
From my perspective, TriCare is the one responsible for your decision to move forward with the therapy. What a crock.
I am so sorry you are having to go through this! You two deserve so much more and deserve such better treatment and care than they are willing to give. If there is anything we can do to help please let us know (believe me if I had 20 grand to give you I would!) Maybe you can take donations to help pay it off?
Email me. I want to help. krippledwarrior@gmail.com
What infuriates me is that prisoners and illegal citizens get taken care of more than our own...and our own soldiers and families pay more prices than one.
Something HAS to be done! PLEASE don't give up!!! Your blog alone can be a great source of awareness of this big problem.
(sorry for the multiple posts, didn't see the "comment approved" tab and kept entering the word verification :P)
We will pray for you. I agree with others here, Tricare made the mistake and Tricare should pay.
DON'T give up!! PUSH!! (Pray Until Something Happens!) But don't give up, there's a way and if you quit now they (insurance) will win.
God Bless!!
I'm so sorry honey. I wonder if we could push this to the newspapers and even higher? What a crock and let down. Tricare should be ashamed of themselves. I hope the congressman can help. I would pay 10.00 a month and as long as you are paying something on it, they can't say a whole lot. Wow...this infuriates me.
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